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Auto insurance

Express Insurance will help you not only get the best prices for your car insurance, we will also get the best coverage according to your needs. Here at Express Insurance, we will do the work for you. We will shop among all the best companies in the country to get you the best coverage.

SR22 Policy

An SR22 is a mandatory filing to the Department of Motor Vehicles. The driver is notified by the DMV that he needs to get an SR22. In Nevada a driver has to carry an SR22 for three consecutive years with no lapses. If the SR22 lapses for a day, then the driver has to start all over again.
Drivers likely has to get an SR22 if they have committed any of these violations:

  • DUI
  • Major violations
  • Driving on a suspended license
  • Drive vehicles without insurance

Here at Express Insurance we will provide an SR22 policy with or without a vehicle.

Younger Drivers

Express Insurance have the best prices for your children. You can add your children to your policy or we can do a quote for them. It is important that as soon as they start driving you add them to your policy because the company will not cover your vehicle in case of an accident.

Your liability insurance insurance will cover you against potential losses.
The liability insurance have two parts:

  • Bodily injury (BI) : means injury, sickness, disease, and death arising out of injury, sickness, or disease.
  • Property damage(PD): means damage to or destruction of property, including loss of use of the property.

Boat

We want you to have fun in the summer. We make it easy to get a boat policy. We will ask you some questions about your watercraft in order to give you the best price and you can rest assured that you will be protected while having fun in the lake.

RV

Here at Express Insurance we will prepare the best RV policy just asking you some simple questions. It all depends on how you use your RV, how often you use it and if you want to cover your RV or you just need liability. You can go camping or just travel and we will get you covered with the best prices. You need to remember that RV policies are different that auto insurance policies. You can’t add a an RV to your auto policy.

Motorcycle

You want your bike protected? You can get motorcycle insurance for as low as $75 dollars a year. We offer different types of motorcycle insurance including liability, comprehensive, collision, roadside assistance, special equipment and much more. We would insure your bike no matter if it’s new or classic. We know that when it comes to motorcycles there are a variety of coverages as many of motorcycles models but don’t worry we will explain all the coverages and you will be riding your motorcycle with the best protection.

Get the right coverage for the right price

Protect your assets

Renters insurance

We offer an affordable renters policy for all your belongings in your apartment, house or condo. Some landlords will require to have a renters insurance policy. This policy not only covers your belongings but it also will cover if someone get injured in the property. Without renters insurance you won’t be covered for these situations. We offer renters insurance for as low as $9.00 dollars a month.

Homeowners

We will not only protect your home, we will protect your belongings and your guests. If you have a mortgage in your house your lender will require you to have a homeowner insurance. The mortgage company can pay for the whole year and then they will deduct a monthly payment on your bill.
PIt is important to understand the difference between property and casualty insurance. Property insurance covers the belongings. Casualty insurance is known as liability insurance and provides protection against a third party.
You can insure your house with a basic coverage that will cover:

  • Fire, lightning, internal explosion

There are extended coverage that most states will cover:

  • Wind, civil commotion, smoke, hail, aircraft, vehicles, volcanic eruption, explosion, riot, vandalism and malicious mischief

Dwelling policy

Dwelling insurance policies should not be confused with homeowners policies. Dwelling insurance does not require the building to be owner occupied and often covers risks that may not qualify for homeowners insurance like rental houses. A lot of people buy homeowners insurance when they are renting a house and you have to be careful because if you don’t have the correct policy in case of a loss your insurance company can deny your claim.

Condo insurance

When you own a condominium there are certain things that the association will cover but you have to get a policy to insure the things that you are responsible for.
Your condominium insurance policy will cover your belongings, injuries in and around the property, lawsuits against you and also upgrades that you do to your property.

Manufactured home

At Express Insurance we partner with several companies to cover your home with the best coverages that adjust to your budget. We will accept any factory built home. There are a lot of discounts that we can offer you. Get covered for additional structures such as gazebos and garages.